Education Loans & Scholarships
Discover scholarships and education loan options across India
Fund Your Education
India offers hundreds of scholarships and loan schemes to help deserving students access quality education regardless of financial background.
Education Loans in India
Public and private banks (SBI, PNB, Bank of Baroda, HDFC, ICICI) offer education loans. Government banks often provide up to ₹10 lakh without collateral for studies in India, with interest rates typically between 7–12%. The Central Government's Interest Subsidy Scheme supports economically weaker students.
- ✓No collateral needed for loans up to ₹10 lakh.
- ✓Moratorium period covers course duration + 1 year.
Scholarships Overview
The Government of India and state governments offer scholarships for SC/ST, OBC, EWS, and minority communities. Merit-based schemes and the National Scholarship Portal (NSP) simplify applications. Private trusts such as Tata Trust and Azim Premji Foundation also fund students.
- ✓National Scholarship Portal (NSP) — apply for 100+ scholarships online.
- ✓Pre-matric & Post-matric scholarships for backward classes.
Documents Needed
• Income Certificate
• Caste Certificate (if applicable)
• Aadhaar Card & Photo
Application Tips
• Apply early
• Keep documents digitized
• Check eligibility carefully
Key Portals
• National Scholarship Portal (NSP)
• Vidya Lakshmi (Education Loans)
• State DBT Portals
Scholarship Finder
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